Rule of 72 Calculator

Estimate how long it takes to double your money.

Years to double (years) 9

Formula: years ≈ 72 ÷ rate

Step-by-step with your numbers:
1. Values used:
2. Annual rate = 8 %
3.
4. Years to double = 9years
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A quick mental shortcut for doubling time.

The math behind it

years to double ≈ 72 ÷ annual percentage rate.

Worked example

At 8% → 72 ÷ 8 = 9 years to double.

FAQ

How accurate?

Very close for rates between about 6% and 10%.