Loan-to-Value (LTV) Calculator

Find the loan-to-value ratio.

LTV (%) 80

Formula: LTV = loan ÷ value × 100

Step-by-step with your numbers:

1. Values used:

2. Loan amount = 280,000 $

3. Property value = 350,000 $

5. LTV = 80%

Did we solve your problem today?

LTV compares the loan to the property's value — key for mortgage approval.

The math behind it

LTV = loan amount ÷ property value × 100.

$280k ÷ $350k → 80%.

High LTV?

Above 80% usually requires PMI and higher rates.