Finance

Loan-to-Value (LTV) Calculator

Find the loan-to-value ratio.

Calculated Output

LTV (%) 80

Formula: LTV = loan ÷ value × 100

Step-by-Step Breakdown

1. Values used:

2. Loan amount = 280,000 $

3. Property value = 350,000 $

5. LTV = 80%

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The math behind it

LTV = loan amount ÷ property value × 100.

$280k ÷ $350k → 80%.

High LTV?

Above 80% usually requires PMI and higher rates.