FIRE Calculator

Financial Independence, Retire Early.

Target nest egg ($) 1,000,000
Shortfall ($) 900,000
Step-by-step with your numbers:
1. Values used:
2. Annual expenses = 40,000 $
3. Current savings = 100,000 $
4. Safe withdrawal rate = 4 %
5. Target nest egg = 1,000,000$
6. Shortfall = 900,000$
Did we solve your problem today?

The 4% rule says you need 25× annual expenses.

FAQ

Is 4% safe?

It's a guideline; some argue for 3–3.5%.