CD Calculator Certificate of deposit value. Deposit ($) APY (%) Term (months) Maturity value ($) 10,450 Step-by-step with your numbers: 1. Values used: 2. Deposit = 10,000 $ 3. APY = 4.5 % 4. Term = 12 months 5. Maturity value = 10,450$ Did we solve your problem today? 👍 Yes 👎 No Thanks for the feedback! Value of a CD at maturity. FAQ Early withdrawal? Usually carries a penalty. Related calculators Compound Interest Calculator See how an investment grows with compound interest over time. APY Calculator Convert a nominal rate into annual percentage yield. Savings Goal Calculator Find the monthly deposit needed to reach a savings target.