Boat Loan Calculator Monthly boat loan payment. Boat price ($) Down payment ($) Annual rate (%) Term (years) Monthly payment ($) 290.27 Step-by-step with your numbers: 1. Values used: 2. Boat price = 30,000 $ 3. Down payment = 5,000 $ 4. Annual rate = 7 % 5. Term = 10 years 6. Monthly payment = 290.27$ Did we solve your problem today? 👍 Yes 👎 No Thanks for the feedback! Boat loan payments. FAQ Longer term? Boats sometimes finance 10–20 years. Related calculators Auto Loan Calculator Find a car loan's monthly payment. Loan Payment Calculator Find the monthly payment, total cost and interest on a loan. Mortgage Calculator Estimate monthly mortgage payment including tax and insurance.