Annuity Payout Calculator

Find the monthly payout a nest egg can provide.

Monthly payout ($) 2,639.18

Total paid out ($) 791,755.26

Formula: monthly = P × r ÷ (1 − (1+r)^−n) (monthly)

Step-by-step with your numbers:

1. Values used:

2. Starting balance = 500,000 $

3. Annual return = 4 %

4. Payout years = 25

6. Monthly payout = 2,639.18$

7. Total paid out = 791,755.26$

Did we solve your problem today?

See how much monthly income a savings balance can pay out over time.

The math behind it

monthly payout = balance × r ÷ (1 − (1 + r)^−n), with monthly compounding; the balance reaches zero at the end.

$500k at 4% over 25 yr → ~$2,639/mo.

Never run out?

Withdraw only the return (perpetuity) to preserve principal.